Employee rewards with ultimate flexibility
A-Pay® cards offer the flexibility of a physical or digital payment card, allowing employees unparalleled reward options.

Rewards without limits
A-Pay cards allow instant access to recognition points, removing vendor restrictions and giving employees more choice in how they spend their rewards.
“Awardco has given us incredible power and flexibility with our recognition programs because of the millions of options to choose from, and the ability for employees to choose their own rewards has been a game changer.”


How A-Pay cards work
Get your card
Employees receive their digital A-Pay card instantly, or they can order a physical card ready to use any time.

Immediate point access
Rewards points are automatically loaded and immediately available for use.

Start spending
Employees can use their A-Pay card online, in person, and wherever they like to shop.

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A-Pay card features
Set limits and define categories for A-Pay spend.
Automate funding for instant rewards access.
Gain insights on reward spend and management.






More rewards than ever
Build-your-own benefits
A-Pay cards can be used to fund benefits programs like gym memberships, subscriptions, and Lifestyle Spending Accounts.
*A-Pay card Visa Commercial Credit cards are issued by Celtic Bank.


Easily create, manage, and track a Lifestyle Spending Account using A-Pay cards.


Fund gym membership benefits without the frustrating reimbursement process.


Explore subscriptions employees love like Netflix, Youtube Premium, NYT, and more.
What our customers say
Employee rewards resources
Make rewards more flexible
Transform recognition into instant, flexible rewards with A-Pay Cards—because employees should have the power to spend their rewards how they want.
See more rewards
Awardco has the largest reward network on the planet—browse the millions of options on offer.
See personalized ROI
Input company details and get a custom look at the ROI you can expect.